How Does 3-D Secure 2.0 Give an Upper Edge to Payment Gateways?

As per latest statistics, it has been found that there are 27 frauds in every 1,000 online transactions that happen and the rates have only been increasing. When frauds are increasing at this pace, it is essential that there are new ways to prevent it.
There are methods in place to add an extra layer of security to all online transactions; such as asking for a password during each transaction or by sending an OTP to the customer’s registered device. Sadly, most of the traditional buyers think of this to be an inconvenience rather than a security feature. Research also proves the same, as the conversion rates have dropped whenever the user is prompted for a 3-D Secure credential for authorizing the transaction.
3-D Secure 2.0
3-D Secure 2.0 tires to smoothen the process of online transactions and it protects all the stakeholders involved in a transaction from any likely risks.
Also, with the emergence of new MPIs, cross-platform 3D Secure authentication is possible and customers do not feel any discomfort due to the seamless integration with the API.
If you are looking to strengthen the security features using 3D Secure 2.0, reach out to UniPay now!

Find out more detailed information on 3D-Secure 2.0 at #Paylosophy Blog.

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Enterprise-scale, open-source, #PaymentProcessing solutions for #Merchants, #PayFacs and PSPs. For more information, visit

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